DISCLAIMER

Last updated  Apr 29, 2022


WEBSITE DISCLAIMER

The information provided by Heimo Solutions Oy (“we,” “us” or “our”) on https://nalli.app (the “Site”) and our mobile application  is for general informational purposes only. All information on the Site and our mobile application  is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on the Site  or our mobile application . UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR OUR MOBILE APPLICATION  OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE  AND OUR MOBILE APPLICATION . YOUR USE OF THE SITE AND OUR MOBILE APPLICATION  AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE AND OUR MOBILE APPLICATION  IS SOLELY AT YOUR OWN RISK.

EXTERNAL LINKS DISCLAIMER

The Site and our mobile application may contain (or you may be sent through the Site or our mobile application) links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability or completeness by us. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR THE ACCURACY OR RELIABILITY OF ANY INFORMATION OFFERED BY THIRD-PARTY WEBSITES LINKED THROUGH THE SITE OR ANY WEBSITE OR FEATURE LINKED IN ANY BANNER OR OTHER ADVERTISING. WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

WALLET DISCLAIMER

NALLI (HEREINAFTER "APPLICATION") IS OWNED, OPERATED AND RELEASED BY HEIMO SOLUTIONS OY (HEREINAFTER "WE", "US", "OUR") ONLY. WE ARE INDEPENDENT OF, AND OPERATE SEPARATELY FROM, THE ENTITIES INVOLVED IN DEVELOPING, OPERATING, MAINTAINING OR SUPPORTING THE NANO PROTOCOL, THE NANO NETWORK (HEREINAFTER "THE NETWORK"), THE NANO CURRENCY OR ANY SOFTWARE WALLET THAT IS NOT RELEASED BY US (HEREINAFTER "SEPARATE TECHNOLOGIES"). FOR THE AVOIDANCE OF DOUBT, WE DO NOT OWN, OPERATE OR MAINTAIN ANY OF THE SEPARATE TECHNOLOGIES.

WE ARE NOT A BANK, CUSTODIAN OR OTHER FINANCIAL COMPANY AND DO NOT PROVIDE BANKING, CUSTODIAL OR OTHER FINANCIAL SERVICES. THE APPLICATION IS NOT A BANKING, CUSTODIAL OR OTHER SERVICE. YOUR USE OF THE APPLICATION AND YOUR CREATION AND ACCESSING OF A WALLET ON THE NETWORK USING THE APPLICATION DOES NOT INVOLVE THE OPENING, ESTABLISHING OR MANAGING OF AN ACCOUNT WITH US. INSTEAD, YOU ARE USING THE APPLICATION TO INTERACT WITH THE NETWORK AND YOUR WALLET/ACCOUNTS ON THE NETWORK.

A "WALLET SEED" IS A UNIQUE CODE THAT IS PROVIDED TO YOU BY THE APPLICATION. YOUR WALLET SEED IS THE ONLY WAY FOR YOU TO RECOVER YOUR WALLET ON THE NETWORK AND ACCESS ANY NANO CURRENCY (HEREINAFTER "ASSETS") YOU STORE IN THAT WALLET.

WE DO NOT RECEIVE, COLLECT, RECORD, STORE OR HAVE ACCESS TO YOUR WALLET SEED. THEREFORE, WE CANNOT RECOVER IT FOR YOU IF YOU LOSE IT AND WE CANNOT PROVIDE YOU WITH ACCESS TO ANY ASSETS THAT YOU STORE IN YOUR WALLET. YOU ARE SOLELY RESPONSIBLE FOR RECORDING YOUR WALLET SEED IN A SAFE AND SECURE PLACE AND MANNER. DO NOT SHARE YOUR WALLET SEED WITH ANYONE, OR PERMIT ANYONE TO USE YOUR MOBILE DEVICE ON WHICH THE APPLICATION IS INSTALLED WHO YOU DO NOT WANT TO BE ABLE TO ACCESS YOUR WALLET OR YOUR ASSETS.

YOU ARE SOLELY RESPONSIBLE FOR THE SECURITY OF YOUR MOBILE DEVICE, YOUR ASSETS ON THE NETWORK, AND YOUR WALLET SEED. WE ARE NOT RESPONSIBLE IN ANY MANNER FOR THE SECURITY OR PROTECTION OF YOUR ASSETS OR WALLET SEED.

YOUR USE OF THE APPLICATION IS AT YOUR OWN RISK AND WE DO NOT MAKE ANY REPRESENTATIONS, WARRANTIES OR GUARANTEES REGARDING THE SECURITY, COMPATIBILITY, SUITABILITY OR RELIABILITY OF THE APPLICATION OR ANY ASSETS THAT YOU ACCESS, HOLD, STORE, MANAGE, RECEIVE, SEND OR TRANSMIT USING THE APPLICATION.


END USER LICENSE AGREEMENT

Last updated  Apr 29, 2022



Nalli is licensed to You (End-User) by Heimo Solutions Oy (hereinafter: Licensor), for use only under the terms of this License Agreement.

By downloading the Application from the Apple AppStore or the Google Play Store, and any update thereto (as permitted by this License Agreement), You indicate that You agree to be bound by all of the terms and conditions of this License Agreement, and that You accept this License Agreement.

The parties of this License Agreement acknowledge that Apple or Google is not a Party to this License Agreement and is not bound by any provisions or obligations with regard to the Application, such as warranty, liability, maintenance and support thereof. Heimo Solutions Oy, not Apple or Google, is solely responsible for the licensed Application and the content thereof.

This License Agreement may not provide for usage rules for the Application that are in conflict with the latest   App Store Terms of Service or Google Play Store Terms of Service . Heimo Solutions Oy acknowledges that it had the opportunity to review said terms and this License Agreement is not conflicting with them.

All rights not expressly granted to You are reserved.


1. THE APPLICATION

Nalli (hereinafter: Application) is a piece of software created to offer users a platform where they can store cryptographic keys and sign transactions in a mobile application. It is used to Publish both send and receive transactions on the Nano blockchain using the addresses inferred from their contacts by using a cryptographic hash of the contact's phone number.

Furthermore, it is used to view transaction history on the Nano blockchain and messages which are linked to those transactions.

The Application is not tailored to comply with industry-specific regulations (Health Insurance Portability and Accountability Act (HIPAA), Federal Information Security Management Act (FISMA), etc.), so if your interactions would be subjected to such laws, you may not use this Application. You may not use the Application in a way that would violate the Gramm-Leach-Bliley Act (GLBA).


2. SCOPE OF LICENSE

2.1  You are given a non-transferable, non-exclusive, non-sublicensable license to install and use the Licensed Application on any Apple-branded Products that You (End-User) own or control and as permitted by the Usage Rules set forth in this section and the App Store Terms of Service or the Google Play Terms of Service, with the exception that such licensed Application may be accessed and used by other accounts associated with You (End-User, The Purchaser) via Family Sharing or volume purchasing.

2 . 2  This license will also govern any updates of the Application provided by Licensor that replace, repair, and/or supplement the first Application, unless a separate license is provided for such update in which case the terms of that new license will govern.

2 . 3  You may not share or make the Application available to third parties (unless to the degree allowed by the Apple Terms and Conditions or the Google Play Terms and Conditions, and with Heimo Solutions Oy's prior written consent), sell, rent, lend, lease or otherwise redistribute the Application.

2 . 4  You may not reverse engineer, translate, disassemble, integrate, decompile, integrate, remove, modify, combine, create derivative works or updates of, adapt, or attempt to derive the source code of the Application, or any part thereof (except with Heimo Solutions Oy's prior written consent).

2 . 5  You may not copy (excluding when expressly authorized by this license and the Usage Rules) or alter the Application or portions thereof. You may create and store copies only on devices that You own or control for backup keeping under the terms of this license, the App Store Terms of Service or the Google Play Store Terms of Service, and any other terms and conditions that apply to the device or software used. You may not remove any intellectual property notices. You acknowledge that no unauthorized third parties may gain access to these copies at any time.

2 . 6  Violations of the obligations mentioned above, as well as the attempt of such infringement, may be subject to prosecution and damages.

2 . 7  Licensor reserves the right to modify the terms and conditions of licensing.

2 . 8  Nothing in this license should be interpreted to restrict third-party terms. When using the Application, You must ensure that You comply with applicable third-party terms and conditions.


3. TECHNICAL REQUIREMENTS

3. 1  Licensor attempts to keep the Application updated so that it complies with modified/new versions of the firmware and new hardware. You are not granted rights to claim such an update.

3. 2  You acknowledge that it is Your responsibility to confirm and determine that the app end-user device on which You intend to use the Application satisfies the technical  specifications mentioned above.

3. 3  Licensor reserves the right to modify the technical specifications as it sees appropriate at any time.


4. MAINTENANCE AND SUPPORT

4.1  The Licensor is solely responsible for providing any maintenance and support services for this licensed Application. You can reach the Licensor at the email address listed in the App Store or Google Play Store Overview for this licensed Application.

4.2  Heimo Solutions Oy  and the End-User acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the licensed Application.


5. USE OF DATA

You acknowledge that Licensor will be able to access and adjust Your downloaded licensed Application content and Your personal information, and that Licensor's use of such material and information is subject to Your legal agreements with Licensor and Licensor's privacy policy: https://nalli.app/privacy-policy .


6. LIABILITY

6.1  Licensor's responsibility in the case of violation of obligations and tort shall be limited to intent and gross negligence. Only in case of a breach of essential contractual duties (cardinal obligations), Licensor shall also be liable in case of slight negligence. In any case, liability shall be limited to the foreseeable, contractually typical damages. The limitation mentioned above does not apply to injuries to life, limb, or health.

6.2  Licensor takes no accountability or responsibility for any damages caused due to a breach of duties according to Section 2 of this Agreement. To avoid data loss, You are required to make use of backup functions of the Application to the extent allowed by applicable third-party terms and conditions of use. You are aware that in case of alterations or manipulations of the Application, You will not have access to licensed Application.

6.3  Licensor takes no accountability and responsibility in case of Any cause or event beyond Company's control, including, without limitation, cessation of services hereunder or any damages resulting therefrom to the user as a result of work stoppage, power or other mechanical failure, computer virus or similar, data breach, natural disaster, pandemic, governmental action, or communication disruption. .


7. WARRANTY

7.1  Licensor warrants that the Application is free of spyware, trojan horses, viruses, or any other malware at the time of Your download. Licensor warrants that the Application works as described in the user documentation.

7 .2  No warranty is provided for the Application that is not executable on the device, that has been unauthorizedly modified, handled inappropriately or culpably, combined or installed with inappropriate hardware or software, used with inappropriate accessories, regardless if by Yourself or by third parties, or if there are any other reasons outside of Heimo Solutions Oy's sphere of influence that affect the executability of the Application.

7 .3  You are required to inspect the Application immediately after installing it and notify Heimo Solutions Oy about issues discovered without delay by e-mail provided in   Product Claims . The defect report might be taken into consideration and further investigated.

7 .4  If we confirm that the Application is defective, Heimo Solutions Oy reserves a choice to remedy the situation either by means of solving the defect or substitute delivery.

7 .5   In the event of any failure of the Application to conform to any applicable warranty, You may notify the App-Store-Operator, and Your Application purchase price will be refunded to You. To the maximum extent permitted by applicable law, the App-Store-Operator will have no other warranty obligation whatsoever with respect to the App, and any other losses, claims, damages, liabilities, expenses and costs attributable to any negligence to adhere to any warranty.

7 .6  If the user is an entrepreneur, any claim based on faults expires after a statutory period of limitation amounting to twelve (12) months after the Application was made available to the user. The statutory periods of limitation given by law apply for users who are consumers.

8. PRODUCT CLAIMS

Heimo Solutions Oy and the End-User acknowledge that Heimo Solutions Oy , and not Apple or Google, is responsible for addressing any claims of the End-User or any third party relating to the licensed Application or the End-User’s possession and/or use of that licensed Application, including, but not limited to:

(i) product liability claims;

(ii) any claim that the licensed Application fails to conform to any applicable legal or regulatory requirement; and

(iii) claims arising under consumer protection, privacy, or similar legislation, including in connection with Your Licensed Application’s use of the HealthKit and HomeKit.


9. LEGAL COMPLIANCE

You represent and warrant that You are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country; and that You are not listed on any U.S. Government list of prohibited or restricted parties.


10. CONTACT INFORMATION                  

For general inquiries, complaints, questions or claims concerning the licensed Application, please contact:
     
Heimo Solutions Oy


11. TERMINATION

The license is valid until terminated by Heimo Solutions Oy or by You. Your rights under this license will terminate automatically and without notice from Heimo Solutions Oy if You fail to adhere to any term(s) of this license. Upon License termination, You shall stop all use of the Application, and destroy all copies, full or partial, of the Application.


12. THIRD-PARTY TERMS OF AGREEMENTS AND BENEFICIARY

Heimo Solutions Oy represents and warrants that Heimo Solutions Oy will comply with applicable third-party terms of agreement when using licensed Application.

In Accordance with Section 9 of the "Instructions for Minimum Terms of Developer's End-User License Agreement," Apple and Apple's subsidiaries shall be third-party beneficiaries of this End User License Agreement and - upon Your acceptance of the terms and conditions of this license agreement, Apple will have the right (and will be deemed to have accepted the right) to enforce this End User License Agreement against You as a third-party beneficiary thereof.


13. INTELLECTUAL PROPERTY RIGHTS

Heimo Solutions Oy and the End-User acknowledge that, in the event of any third-party claim that the licensed Application or the End-User's possession and use of that licensed Application infringes on the third party's intellectual property rights, Heimo Solutions Oy, and not Apple or Google, will be solely responsible for the investigation, defense, settlement and discharge or any such intellectual property infringement claims.


14. APPLICABLE LAW

This license agreement is governed by the laws of Finland excluding its conflicts of law rules.


15. MISCELLANEOUS

15 .1     If any of the terms of this agreement should be or become invalid, the validity of the remaining provisions shall not be affected. Invalid terms will be replaced by valid ones formulated in a way that will achieve the primary purpose.
 
 
 
         
15 .2     Collateral agreements, changes and amendments are only valid if laid down in writing. The preceding clause can only be waived in writing.